2nd Year Banking Guess Paper Commerce 2014 Karachi
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Class 2nd Year Banking Guess Paper Commerce
Important Questions:
Section A: (MCQs - Multiple Choice Questions)
(a) Bill of exchange (b) Cheques (c) Promissory note (d) All of these
2. Bank acts as the custodian of its customer’s:
(a) Property(b) Valuable (c) Business (d) Cash
3. Commercial bank acts as underwriter fir:
(a) Shares (b) Bonds (c) Debentures (d) All of these
4. When endorser signs his name only on the instruments this is known as:
(a) Restricted endorsement (b) Blank endorsement (c) Special endorsement (d) Conditional endorsement
5. Bank find comprises mainly of money borrowed from:
(a) Money lender (b) Account holder (c) Loan(d) Other bank
6. Bank overdraft is allowed by bank for:
(a) A certain limit (b) No limit (c) A fixed limit (d) All of these
7. The foreign bank draft is always payable on:
(a) Demand (b) Specified sale (c) Signature (d) Expiry of two weeks
8. Generally the number of parties to a chique is:
(a) One (b) Two (c) Three (d) Four
9. Lender of last resort for commercial bank is:
(a) World bank (b) Mortgage bank (c) Central bank (d) Agricultural bank 10. Cashier’s cheque is a:
(a) Bank draft (b) Pay order (c) Order cheque d) Bearer cheque
11. Foreign bill of exchange may be classified as:
(a) Bill by place (b) Bill by limit (c) Bill by payment (d) None of them
12. The bill is originally accepted by:
(a) Seller (b) Creditor (c) Buyer (d) Bank
13. A notice must be served in case of dishonor:
(a) Cheque (b) Cross cheque (c) Promissory note (d) Bill of exchange
14. If endorser signs on the bank of negotiable instrument it is called:
(a) Restrictive (b) Blank (c) Special Cd) Sans recourse
15. Credit cards are:
(a) Cash card (b) Credit voucher (c) Plastic money (d) Exchange card
16. The letter of credit is issued by a/an:
(a) Importer (b) Exporter (c) Importer bank (d) Drawer of the bill
Section B: (Short Answer Questions)
1. What are the different types of bank deposit accounts? Describe.
2. Write a note on clearing house service?
3. Describe the various kinds of bank?
4. Write sources of long term finance?
5. Under what circumstances can a cheque be dishonored by the bank?
6. List the profitable and non profitable uses of bank funds?
7. Explain purchaseing power parity theory?
8. What is meant by balance of payment? Explain.
9. Centr&-bank acts as a clearinghouse. Discuss?
10. Define Credit Instruments?
11. Describe the advantages of clearing houses?
12. Differentiate inland and foreign Bill of Exchange?
13. Differentiate a cheque and a bill of Exchange?
14. State the kinds of bank account?
15. What is a promissory note? State the parties to it?
16. Describe the evaluation of riiodern banking?
17. What is meant by cross cheque and name the parties to a cheque?
18. Write the origin of the state bank of Pakistan?
19. Differentiate Mortgage and Pledge?
20. Define Endorsement and describe its kind?
21. What is a bank draft? Explain?
22. What do you know about E- Banking?
23. Explain the purchasing power parity theory?
24. List the various methods of credit control?
25. Describe the procedure of opening a bnak account?
26. Explain balance of Trade and balance of Payment?
27. Explain the rate of foreign exchange?
28. List the main item of Balance of Payment?
29. What is the relationship between Schedule Bank and Control Bank?
30. What is meant by Noting and Protesting?
31. What are the safety measures for a bank to issue loans?
32. Briefly describe the principles of investments by a bank?
33. What is meant by dishonour cheque?
34. Describe the sources and usage of Bank Funds?
35. Define the kinds of mortgage and also describe Secure and Unsecured loans
2. Write a note on clearing house service?
3. Describe the various kinds of bank?
4. Write sources of long term finance?
5. Under what circumstances can a cheque be dishonored by the bank?
6. List the profitable and non profitable uses of bank funds?
7. Explain purchaseing power parity theory?
8. What is meant by balance of payment? Explain.
9. Centr&-bank acts as a clearinghouse. Discuss?
10. Define Credit Instruments?
11. Describe the advantages of clearing houses?
12. Differentiate inland and foreign Bill of Exchange?
13. Differentiate a cheque and a bill of Exchange?
14. State the kinds of bank account?
15. What is a promissory note? State the parties to it?
16. Describe the evaluation of riiodern banking?
17. What is meant by cross cheque and name the parties to a cheque?
18. Write the origin of the state bank of Pakistan?
19. Differentiate Mortgage and Pledge?
20. Define Endorsement and describe its kind?
21. What is a bank draft? Explain?
22. What do you know about E- Banking?
23. Explain the purchasing power parity theory?
24. List the various methods of credit control?
25. Describe the procedure of opening a bnak account?
26. Explain balance of Trade and balance of Payment?
27. Explain the rate of foreign exchange?
28. List the main item of Balance of Payment?
29. What is the relationship between Schedule Bank and Control Bank?
30. What is meant by Noting and Protesting?
31. What are the safety measures for a bank to issue loans?
32. Briefly describe the principles of investments by a bank?
33. What is meant by dishonour cheque?
34. Describe the sources and usage of Bank Funds?
35. Define the kinds of mortgage and also describe Secure and Unsecured loans
Section C: (Detailed Answers Questions)
1- Define bank and describe in detail the functions of a commercial bank?
2- Define bank funds and explain in details the principle of employing bank fund?
(OR)
3- Describe various types of exchange control. What are the objectives of exchange control?
4-What is foreign exchange? Why do foreign exchange rates fluctuate?
5- Define a bank and describe the functions of a commercial bank?
6- Define a central bank and describe the function of a central bank! State bank of Pakistan?
7- What is meant by Letter of credit and describe the procedure of opening a letter of credit?
8- What is meant by bill of exchange and define the various kinds of bill of exchange?
9- Describe the qualities of a Good Banking system?
10- Explain the different kinds of a bank?
11- Describe the methods of Credit Control by a Central Bank?
12- Define a cheque and its kinds, and also describe the parties to a cheque?
13- Define Bill of Exchange and explain its kinds?
2nd Year Commerce English Guess Paper 2014
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2nd Year Commerce English Guess Paper 2014,
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2ndyear english guess paper,
English Guess Paper
KARACHI COACHING & TUITION CENTER
Class 2nd Year English Guess Paper Commerce
Important Questions:
Section A: (MCQs - Multiple Choice Questions)
Important Questions:
Q.1. Choose the correct answer from the given options
1. “If you choose to get drunk and break the law afterwards you must take the consequences”. This sentence occurs in
the lesson ______
a. Twenty Minutes with Mrs. Oekentubb b. The Day the Dam Broke c. The Devoted Friend d. The Writer
2. With in a few months of the creation of Pakistan _______ homeless refugees cam to Pakistan to seek shelter
a. 5 million b. 10 million c.7 million d. Act II of the silver box
3. “The man of life upright”, has been composed by
a. John Milton b. John Keats c. Thomas Campion d. Alexander Pope
4. Prince Rupert calls Ressendyll an importer what does importer mean ______
a. A lair b. An honest man c. A person who pretends to be some one else d. An honourable person
5. “Modern cosmopolitonism is based upon science and machine”, is started by _______
a. Oscar wilde b. Bertrand Russell c. Gals Worthy d. Albert Einstein
6. “The seven ages of men” is taken from shakes pears play _______
a. Macbeth b. The tempest c. As you like it d. Two
7. Accorder to Bert and Russell, Asia contains at least _______ very distinet evilications.
a. Two b. Three c. Four d. Five
8. Tomorrow is a holiday “The Teacher said. In indirect speech it can be written as
a. The next day was a holiday b. The next day would be a holiday
c. The next day is a holiday d. The next day can be be a holiday
9. The Man in the waiting room recognize Mrs. Oakentubb because of _______
a. The label on the suitcase b. She introduces herself of him
c. He recognize her d. The porter mentions about her
10. The Philistines were quite _______ of samson’s tricks
a. Surprised b. Aware c. Conscious d. Unsuspicious
11. A very important personality invites madam De Mauban to attend the coronation ceremony. It is
a. Colonel Sept b. Fritz c. Rudolf Eiphberg d. Duke of Strelan
12. European’s with unpardonable insulavity call the period of after the fall of roman empire as
a. The Renaissencee b. De clarkages c. The victorian age d. The elizabeth age
13. “Say not the Struggle” is written by _______
a. William Blake b. John Keats c. John Milton e. Arthur Hugh Clough
14. Who is the leader of Michells six
a. Prince Rupert b. Detcharid c. De Gaylet d. Johann
15. “The Science occurs 90 the lesson _______
a. Twenty Mthutes with Mrs. Oakentubb
b. The day the Dam Broke c. The Devoted Friend
d. Act Ill of the Silver Box
Section B: (Short Answer Questions)
Q.1. Choose the correct answer from the given options
1. “If you choose to get drunk and break the law afterwards you must take the consequences”. This sentence occurs in
the lesson ______
a. Twenty Minutes with Mrs. Oekentubb b. The Day the Dam Broke c. The Devoted Friend d. The Writer
2. With in a few months of the creation of Pakistan _______ homeless refugees cam to Pakistan to seek shelter
a. 5 million b. 10 million c.7 million d. Act II of the silver box
3. “The man of life upright”, has been composed by
a. John Milton b. John Keats c. Thomas Campion d. Alexander Pope
4. Prince Rupert calls Ressendyll an importer what does importer mean ______
a. A lair b. An honest man c. A person who pretends to be some one else d. An honourable person
5. “Modern cosmopolitonism is based upon science and machine”, is started by _______
a. Oscar wilde b. Bertrand Russell c. Gals Worthy d. Albert Einstein
6. “The seven ages of men” is taken from shakes pears play _______
a. Macbeth b. The tempest c. As you like it d. Two
7. Accorder to Bert and Russell, Asia contains at least _______ very distinet evilications.
a. Two b. Three c. Four d. Five
8. Tomorrow is a holiday “The Teacher said. In indirect speech it can be written as
a. The next day was a holiday b. The next day would be a holiday
c. The next day is a holiday d. The next day can be be a holiday
9. The Man in the waiting room recognize Mrs. Oakentubb because of _______
a. The label on the suitcase b. She introduces herself of him
c. He recognize her d. The porter mentions about her
10. The Philistines were quite _______ of samson’s tricks
a. Surprised b. Aware c. Conscious d. Unsuspicious
11. A very important personality invites madam De Mauban to attend the coronation ceremony. It is
a. Colonel Sept b. Fritz c. Rudolf Eiphberg d. Duke of Strelan
12. European’s with unpardonable insulavity call the period of after the fall of roman empire as
a. The Renaissencee b. De clarkages c. The victorian age d. The elizabeth age
13. “Say not the Struggle” is written by _______
a. William Blake b. John Keats c. John Milton e. Arthur Hugh Clough
14. Who is the leader of Michells six
a. Prince Rupert b. Detcharid c. De Gaylet d. Johann
15. “The Science occurs 90 the lesson _______
a. Twenty Mthutes with Mrs. Oakentubb
b. The day the Dam Broke c. The Devoted Friend
d. Act Ill of the Silver Box
Section B: (Short Answer Questions)
Answer any 10 questions from this Section. All questions carry equal marks.
1- Why is Black Michael not regarded as a suitable person to be the king of Rurutania?
2- What force does Einstein blame for the persistent of war?
3- “Heavier does not always make the right men king”. Whose comment is this and what does it means?
4- I went into town and said to police man. “Will you tell me the way to Dolran may”, the smiled and said?
5- Why does the author make the poet a humorous character?
6- What is the upright man’s view about worldly life? What are the characteristics of an upright man?
7- What were the reasons given by Liaquat Ali Khan for the Muslim’s desire not to continue living in united India?
8- What lesson do we learn from the lesson The Devoted Friend?
9- Why do the Europeans learn the centuries after the tau of the roman empires as “The Buck Ages”?
10- Fate and fortune are important in human life. Comment on this statement with fever to the essay on man?
11 Mrs. Oakentubb got the punishment she deserved. Discuss?
12- What examples does Shelley give in the poem to prove that beauty is eternal?
13- Which of the two female characters. in The Prisoner Of Zenda, do you like most and why?
14- What justice done to jones in the “Silver Box”?
15- The old ulysses symbolizes the “human spirit at its strongest”. Comment briefly?
16- What lesson do no learn from “Say not the Struggle”?
17- xplain the importance of the label on Mrs. Oakentubb’s suitcase. Why did she hide it? OR Assess Dr. Mallory’s behaviour in the story “The Day The Dam Broke”?
18- What in the author’s opinion should Asian countries accept from the west and what should they reject? OR Write the theme of the poem” Music When Soft Voices Die”?
19- Why is it insular for European historians to term the centuries after the tall of the Roman Empire “The Dark Ages”? OR On what grounds does the author argue that communism is the most modern and virulent form of wester-imperia I isrn?
20- How West dominated East and who were the Pioneers? OR What is the differences beteween Elegy and Sonnet?
21- Why did Dr. Mallory think that the flood waters were about to engulf him? Why did the citizens of Columbus did not care to talk about these events? OR What is “Jacob’s Ladder”? and what is its importance in the novel “The Prisoner Of Zenda”?
22- What main differences does Liaquat Au khan point out between Muslim and Hindu beliefs? Briefly state the main reasons given by Liaquat Au Khan for the Muslims desire not to continue living in a United India? OR On what grounds does Liaquat Au Khan assert that the first duty of the Pakistans as a free people is to themselves?
23- What were the characteristics of the Judge in “The SlIver Box” OR Which characteristics of Princess Flavia evokes respect for her in the heart of the readers?
24- What were the characteristics of Mrs. Livens according to her husband in the first case of Act Ill of Silver Box? OR Rudlof Rassendyll’s visit to the Inn near Zenda before coronation was an important episode. Do you agree?
25- What according to Einstein is the main objective of existence of human beings in the world? OR How did Shakespeare describe h1 “SoldieE’Tn the poem “Seven Ages Of Man”?
26- What was the supreme manifestation of Miller’s selfishness which caused Han’s to lose his life? OR Princess Flavia took the right decision at the end of the novel. Do you agree? Give reasons to support your point?
27- How did the miller persuade Hans to carry the large sack of flour to the market? OR What human nature has been characterized by the author in the lesson “ The Day the Dam Broke”?
28- What is the world to Shakespeare? OR Why does Einstein give importance of solitude in one’s life rather than being social?
29- Compare and contrast the character of Rudolf Rassendyll and Rudolf Elphberg? Which incident in this novel appears most interesting to you and why? OR What is the opinion of Einstein regarding democracy
and war?
30- How the first meeting beteen the two cousins (Rudolfs) came off? Describe the tea table incident?
31- What to you know of the invitation of Lady “A” and Rudolf is meeting with her?
32- Which events led to fight between Black Micheal and Rupert of Hentzau?
33- Give the real names of the following: Madam A, Black Micheal, Miller, Mrs. Oakentubb, Poet Of Nature?
34- Describe in detail how Flavia learnt the truth about the king. How did she take it? OR What should the modern world do to make the world a happy place according to Liaquat Ali Khan?
35- What are the seven ages mentioned by Shakespeare? OR “Liberty does not descend upon a people. A people must raise themselves to achieve it” Explain the sentence and write down three sentences about the speaker?
36- Is the gentleman justified in killing Mrs. Oakentubb? State with reasons. OR “No nightingale did ever
chaunt”. State whom has Wordsworth admired here and why?
37- Which ideals does Einstein like and what he opposes hatefully?
38- Why does Russell consider it useless to resist mechanization or industrialization? OR The old English societywas full of injustice and corruption. Discuss in the light of “Act Illof Silver Box”?
39- Why did lady Mauban help Rassendyll at the Summer House?
40- What is the distinct quality of head and heart of the man of life upright:?
41- What is the analogy of sun and waves with struggle?
42- What is the source of encouragement for us, besides beauty?
43- What is the moral of the poem “Samson Agonistes”?
44 “If hopes were dupes, fear may be liars’ Explain it.?
45- How the hero of the play “Samson” is made captive?
46- What is the opinion of the poet that the secret of future is blessing or curse to human beings?
Section C: (Detailed Answers Questions)
11.3. Write down the character sketch of
1- Duke Michel 2- Colonel Sapt 3- Lady the Mauban
Write one essay from the following choices
1- Inflation 2-Terrorism 3- Problems of Karachi City 4-Science in the Modern World
5— Energy Crises 6- Duty of a student! Students and politics 7- Importance of Discipline
4. Read the given passage and answers the questions given below
When we are hopeful, we are in a mental state in which we expect good result of certain happenings and situations and
feel happy about them. So optimism is a way of thinking which makes us look at the bright side of different situations
one makes us expect the best possible results. When we optimistic, we are cheerful, happy and hopeful and when we
are in this condition, we can drink, plan and work to the best our capacity. “Hope” according to William MC dougall is
one of the greatest forces that operate in the mind something that enters into the structure of character it helps us in
facing troubles and misfortunes and makes the future look brighter than present.
1. How does optimis
m change our mental state?
2. How can we make use of the best of our capacity?
3. What does William MC dougall say about hope?
4. Explain the under dined phrases.
1st year And 2nd Year Datesheets 2014 Announced
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Datesheets 2014
BIEK has Announced datesheet of 1st year and second year 2014 today here is the datesheet .
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